Privacy Policy

Privacy Policy

Introduction

Welcome to https://payson.pobb.net (referred to as ‘Payson’ or ‘we’). We are dedicated to maintaining a transparent and secure environment for our users, ensuring that your privacy is protected at all times. This comprehensive Privacy Policy outlines how Payson collects, utilizes, and safeguards personal data in adherence to international standards and various data protection regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • General Data Protection Law (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado Privacy Act (CPA), Colorado, USA
  • Utah Consumer Privacy Act (UCPA), Utah, USA
  • Connecticut Transparency and Accountabilty Act (CTDPA), Connecticut, USA
  • Virginia Consumer Data Protection Act (VCDPA), Virginia, USA
  • Protection of Personal Information Act (POPIA), South Africa

Scope

This policy applies to all aspects of our digital presence, including but not limited to:

  • Our official website at https://payson.pobb.net
  • All associated applications and mobile apps
  • Online services and products offered by Payson
  • User interactions through these various platforms

Important Note: This policy does not extend to third-party websites, applications, or services accessible via external links on our platform. These entities have their own privacy policies, and we encourage you to review them before engaging with such services.

Processing Activities

This Privacy Policy outlines our practices when users:

  • Utilize our applications and services as authorized users
  • Visit or navigate any websites linked to this Privacy Statement
  • Engage with us through communication channels, including newsletters, emails, phone calls, or text messages (SMS)

Personal Data Collection

Payson collects various categories of personal data, which may include:

  • Account Information: Details related to your user account creation and management.
  • Payment Information: Data required for processing financial transactions, including card details and billing addresses.
  • Financial Information: Records of financial activities and balances associated with your account.
  • Purchase Information: History of products or services bought through our platforms.
  • Mobile Device Identifiers: Unique identifiers from your mobile device when using our apps.
  • Location Data: Information about your geographical location when you interact with our services.
  • Feedback: Comments, reviews, and responses provided by users to improve our offerings.
  • Social Media Information: Data collected when users choose to connect their social media accounts to Payson.
  • Product Information: Details about products viewed, added to carts, or purchased on our e-commerce platforms.

We obtain this data through direct user input, interactions with our services, and automated technologies employed for system functionality. Additionally, we may receive personal data from third parties, subject to their privacy policies.

Cookies

Payson uses cookies to enhance user experience and gather analytics. Cookies can be categorized as:

  • Strictly Necessary: Essential for the basic functions of our website or app.
  • Preference: Personalize your experience based on choices made during interaction.
  • Analytics: Collect aggregated data for performance measurement and improvement of services.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

Personal Data is retained by Payson only for as long as required by law or for the specific purposes it was collected for. Once these purposes are fulfilled, we delete or anonymize the data in accordance with our data retention policies.

Security Measures

We have implemented robust organizational and technical safeguards to secure your personal data. These measures include:

  • Encryption of data during transmission and storage.
  • Engaging secure third-party processing partners who adhere to strict privacy standards.
  • Regular security audits and updates to protect against potential threats.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding personal data, including:

  • Access and rectification of data
  • Erasure or deletion of data
  • Restriction or suppression of processing
  • Data portability
  • Objection to the use of your data
  • Non-discrimination in consent withdrawal

To exercise these rights, please reach out to our privacy team via the contact details provided below. We are dedicated to assisting you with any data-related inquiries or requests.

Changes to Policy

Payson reserves the right to update this Privacy Policy at any time. Any modifications will be effective immediately upon posting on our website, and we encourage users to review these changes regularly.

Contact Information

For general privacy-related inquiries, unsubscribe requests, or questions regarding data handling, please contact us: